Alain Valles, CRMP, CSA, MS, MBA

Senior housing options education

By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Charitable Managing Director Should I stay, or should I go? To move or age in place? If you...
The IRS has announced an ambitious plan for improving its customer service, which gets poor reviews from many taxpayers.

IRS launches ambitious plan to improve customer service

By Debbie Spingarn, Contributing Writer REGION - When Teresa Fern, 52, of Norfolk had her social security number stolen, the IRS (Internal Revenue Service) was...
With all the financial considerations of bankruptcy, one other factor is not measured in dollars and cents―the psychological impact.

Should you declare bankruptcy?

By David Wilkening, Contributing Writer REGION - If you’re considering bankruptcy, there are a lot of lawyers in Massachusetts who can help. And many offer...
Because Massachusetts is not a community property state, when a married resident of the state dies, their spouse does not owe their debts.

What happens to your debt when you die?

By Nance Ebert, Contributing Writer REGION - When people think about planning for their eventual demise, the focus is usually on assets. But what about...
The average New England household spends more than $1,500 on energy bills. Half of that amount goes to heating and cooling.

Energy-saving tips don’t have to be complicated or expensive

By David Wilkening, Contributing Writer REGION - Typical of many seniors, George Downie has an aging home. Heating and cooling bills―which typically make up the...
When you convert a Traditional IRA to a Roth IRA you pay income tax on the amount of money being converted.

Should you convert to a Roth IRA?

By Nance Ebert, Contributing Writer REGION – For many people there is typically some confusion when it comes to retirement savings plans and how best...
The grocery store is one place where the effects of inflation have been felt greatly. Photo/Submitted

Tips on coping with inflation

By David Wilkening, Contributing Writer REGION – Costs are higher when you pump gas, go to the grocery store, and pay for many other necessities....
“Retirees are likely to see another sizable increase in their Cost-of-Living Adjustment (COLA) for their Social Security payments in 2023,” due to higher interest rates, says Susan Moore of Moore Financial Advisors in Watertown. Photo/Submitted

Higher interest rates are a double-edged sword

By Sharon Longo, Contributing Writer REGION - Having some money set aside may provide a sense of security, but many people often feel insecure when...
While I bonds are not a total answer to inflation, they can play a role in at least reducing it or helping to solve it.

I bonds are an investment that benefits from inflation

By David Wilkening, Contributing Writer REGION - Inflation news is almost always grim. But I bonds, a low-risk investment that flies under the radar for...
Borrowers over the age of fifty make up almost a quarter of the current debt owed.

Properly managing student loan debt is even more important for older borrowers

By Nance Ebert, Contributing Writer REGION - Student loan debt is a heavy burden for people of all ages. But did you know that borrowers...