Home Sweet Home

I love my home.   I love my independence.   I love my reverse mortgage. Home Sweet Home “I love my home.  I’m getting older.  I want to be financially...

There’s no need to be afraid of a reverse mortgage

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By Alain Valles You’ve heard bits and pieces about reverse mortgages. Perhaps you have read an article, or had a friend suggest that you get...

Wake up your lazy asset with new lending option

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By Alain Valles If you are like most people your two largest retirement assets are your investment savings and your home. However, due to its...

Reverse Mortgages: What’s the buzz?

Reverse mortgages are a unique, government insured loan program that allows eligible homeowners 62 years old or older to access their home equity for immediate cash, a line of credit, a monthly check, or a combination of the three. In all cases, the homeowner has the right to never again make a monthly mortgage payment, as long as the real estate taxes and insurance are paid and other requirements are met.

Reverse mortgages and healthcare

  By Alain Valles, CRMP, MBA, CSA, Managing Director of Helping Hands Community Partners, Inc. A 501(c)(3) self-funded nonprofit charitable organization $88 billion borrowed for healthcare According...

Reverse Mortgages – Children’s concerns

By Alain Valles, MBA, MS Are you at least 62 years old and own a home with some equity? Do you wish to have access...

Reverse mortgage: regained hope?

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By Alain Valles, CRMP Everyone has heard the words “reverse mortgage.” But few people really know how one works. However, most of us know the challenge,...

Social Security and reverse mortgages

By Alain Valles, CRMP, MBA, CSA Is 62 the best time to start receiving Social Security? According to the Social Security Administration, you may start receiving...

Reverse mortgages: If you had a magic wand

By Alain Valles Since 1987, Home Equity Conversion Mortgages (HECMs), also known as reverse mortgages, have been a viable option for hundreds of thousands of...

Reverse mortgages: ‘Lean on Me’

By Alain Vallès, CSA, MS, MBA, Managing Director Helping Hands Community Partners, Inc. 781-724-6221/av@hhcp.org   Many of us are currently facing very tough economic times and uncertainty.  And...