Reverse mortgage retirement success stories

By Alain Valles There is great joy helping seniors implement a long term home ownership and retirement plan. It is gratifying to see a senior...

Reverse Mortgage: How to make the right decision

 By Alain Valles Does it makes sense for you to get the newly improved, federally insured reverse mortgage? A decision like this can seem overwhelming....

Use a reverse mortgage to combat stock market anxiety

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By Alain Valles CRMP, MBA, CSA The prospect of living out one's life in the "golden years" has lost its glow. Wild stock market swings and a...

Reverse mortgages: financial protection

By Alain Valles, MBA, CRMP, CSA Hopefully your life has been rewarding and pleasurable. But we all have experienced, or will someday face, life's unexpected...

What types of people get a reverse mortgage?

By Alain Valles, CRMP, President- Direct Finance Corp. Let's play a little game. The next time you attend a high school class reunion, visit your...

Should I stay or should I move?

Real estate values continue to increase but so do major living expenses. Does it make more sense to downsize or figure out a plan to remain financially independent at home?  It reminds me of the old Clash song - “Should I stay or should I go?”

The new reverse mortgage: A wise decision

By Alain Valles You’ve worked hard, sacrificed for the kids, tried to save for retirement and chipped away at your mortgage. But now you need...

Reverse mortgages – New options

By Alain Vallès, CSA, MS, MBA, Managing Director, Helping Hands Community Partners, Inc. As Managing Director of the self-funded nonprofit charitable mortgage company, Helping Hands...
Alain Valles is an expert on reverse mortgages.

I love my home. I love my independence. I love my reverse mortgage.

By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Managing Director “I love my home.  I’m getting older.  I want to be financially independent and prepared. ...

Reverse Mortgages: Time to trust?

Reverse mortgages are government-insured loans also known as Home Equity Conversion Mortgages (HECMs).