Reverse mortgage retirement success stories
By Alain Valles
There is great joy helping seniors implement a long term home ownership and retirement plan. It is gratifying to see a senior...
Reverse Mortgage: How to make the right decision
By Alain Valles
Does it makes sense for you to get the newly improved, federally insured reverse mortgage? A decision like this can seem overwhelming....
Use a reverse mortgage to combat stock market anxiety
By Alain Valles
CRMP, MBA, CSA
The prospect of living out one's life in the "golden years" has lost its glow.
Wild stock market swings and a...
Reverse mortgages: financial protection
By Alain Valles, MBA, CRMP, CSA
Hopefully your life has been rewarding and pleasurable. But we all have experienced, or will someday face, life's unexpected...
What types of people get a reverse mortgage?
By Alain Valles, CRMP, President- Direct Finance Corp.
Let's play a little game. The next time you attend a high school class reunion, visit your...
Should I stay or should I move?
Real estate values continue to increase but so do major living expenses. Does it make more sense to downsize or figure out a plan to remain financially independent at home? It reminds me of the old Clash song - “Should I stay or should I go?”
The new reverse mortgage: A wise decision
By Alain Valles
You’ve worked hard, sacrificed for the kids, tried to save for retirement and chipped away at your mortgage. But now you need...
Reverse mortgages – New options
By Alain Vallès, CSA, MS, MBA, Managing Director, Helping Hands Community Partners, Inc.
As Managing Director of the self-funded nonprofit charitable mortgage company, Helping Hands...
I love my home. I love my independence. I love my reverse mortgage.
By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Managing Director
“I love my home. I’m getting older. I want to be financially independent and prepared. ...
Reverse Mortgages: Time to trust?
Reverse mortgages are government-insured loans also known as Home Equity Conversion Mortgages (HECMs).