Reverse mortgages: financial protection
By Alain Valles, MBA, CRMP, CSA
Hopefully your life has been rewarding and pleasurable. But we all have experienced, or will someday face, life's unexpected...
Reverse mortgages: If you had a magic wand
By Alain Valles
Since 1987, Home Equity Conversion Mortgages (HECMs), also known as reverse mortgages, have been a viable option for hundreds of thousands of...
Flying high: Airstream can’t keep up with demand
Not only are the retro-looking “silver bullet” travel-trailers still being built by hand at the same western Ohio site that has produced them for 60 years, but the company also can’t roll them out of there fast enough.
Save money with FHA loans
By Alain Valles
On Jan. 7 President Obama announced that the Federal Housing Administration (FHA) will drastically lower the cost of FHA mortgage insurance by...
Wake up your lazy asset with new lending option
By Alain Valles
If you are like most people your two largest retirement assets are your investment savings and your home. However, due to its...
Identity theft victims face months of hassle
As soon as Mark Kim found out his personal information was compromised in a data breach at Target last year, the tech worker signed up for the retailer’s free credit monitoring offer.
Take action before the reverse mortgage rules change in March
By Alain Valles
Over the past 25 years hundreds of thousands of homeowners age 62 years or older have converted the equity in their home...
Ways to prepare for possible long-term care costs
Many of us hold on to an idyllic vision of our golden years, imagining we’ll be in good health and living self-sufficiently in our own home.
Reverse mortgage rules have changed
By Alain Valles
The rules covering reverse mortgages changed Nov. 10, 2014. But there is still time to be grandfathered and get a reverse mortgage...
What to expect from your bond mutual fund
When stock markets tumbled around the world recently, bond funds remained solid once again.