Are reverse mortgages a scam?

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By Alain Valles, MBA, CRMP, CSA Home Equity Conversion Mortgages (HECM), more commonly known as reverse mortgages, were authorized by President Ronald Reagan in 1987 and...

Reverse mortgages and healthcare

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By Alain Valles, CRMP, MBA, CSA Obama-care, Trump-care, no-care The cost of healthcare, doctor’s visits, prescriptions, and forms to fill out when you’re healthy is...

Securing retirement income: Look beyond ‘the number’

By Joseph McManus, RICP®, Financial Planner, Prudential Advisors Today's challenging economic environment has forced many Americans to review their retirement planning goals with a more...

Estate planning: you can’t afford to wait

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f you’re like most people, you probably have a list of reasons why you haven’t established your estate plan.
Borrowers over the age of fifty make up almost a quarter of the current debt owed.

Properly managing student loan debt is even more important for older borrowers

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By Nance Ebert, Contributing Writer REGION - Student loan debt is a heavy burden for people of all ages. But did you know that borrowers...
Alain Valles is an expert on reverse mortgages.

Reverse mortgages – Top uses and recent changes

By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Managing Director 781-724-6221/[email protected] As Managing Director of the self-funded nonprofit charitable mortgage company, Helping Hands Community Partners, our...

Most couples avoid retirement investment conversations

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Approximately four in 10 couples that aren’t yet retired disagree as to the lifestyle they expect to live in retirement. One in three couples disagree as to their ideal vision for retirement.

Your home may never be more valuable

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By Alain Valles, CRMP, MBA, CSA, Managing Director Helping Hands Community Partners, Inc. The real estate market in Massachusetts is red hot. Housing prices have climbed...

Top uses for a reverse mortgage

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By Alain Valles, CRMP, MBA, CSA You've heard the term “reverse mortgage,” but do you know how it works? A Home Equity Conversion Mortgage (HECM)...

Taxes: Claim your elderly parents as dependents

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The bottom line is, who’s a dependent? Your kindergarten-age son, your adult daughter, her grandparents, or maybe an elderly uncle or aunt?