The ins and outs of reverse mortgages
By Alain Valles
“I heard reverse mortgages are bad” is the response I often receive when I tell people what I do. Fortunately, I don’t...
Reverse mortgages – FEAR or F.E.A.R.?
By Alain Valles, CRMP, CSA, MS, MBA
FEAR: (1) an unpleasant often strong emotion caused by anticipation or awareness of danger; (2) anxious concern; (3)...
Reverse mortgages: financial protection
By Alain Valles, MBA, CRMP, CSA
Hopefully your life has been rewarding and pleasurable. But we all have experienced, or will someday face, life's unexpected...
Financial advice proves helpful for self-employed individuals planning for retirement
By Leslie Anderson, Contributing Writer
REGION - Operating a successful business reflects long-held goals for many people. Working for oneself provides a certain satisfaction of...
Retiring on time despite the economic downturn
It took guts and good planning to decide to retire in the middle of the deepest recession in decades.
Even so, those who did felt flickers of self-doubt when the stock market crumbled around the time they banked their final paychecks.
Know the True Cost of a Reverse Mortgage
You’ve heard the word reverse mortgage and likely know that for those who qualify they can receive a lump sum of cash, a monthly stream of cash, a line of credit that grows over time, or any combination of the three. All without ever being required to make a monthly payment for the rest of their lives as long as the real estate taxes and insurance are paid and other guidelines met.
The right fit: Tips for hiring a financial adviser
Hiring financial help is hard. Anyone looking for assistance managing their money will quickly encounter an alphabet soup of professional designations.
Don’t become a victim of Internet fraud
By Brett Peruzzi, Associate Editor
The con artists of times past haven’t gone away; they’ve just gone online. And older adults are increasingly becoming victims...
Reverse Mortgages: Time to trust?
Reverse mortgages are government-insured loans also known as Home Equity Conversion Mortgages (HECMs).
Top uses for a reverse mortgage
By Alain Valles,
CRMP, MBA, CSA
A Home Equity Conversion Mortgage (HECM) – often called a reverse mortgage - is a federally insured loan program that...