What you should know about paying nursing home care
By Linda T. Cammuso
Receiving care in a nursing home is a scenario that many seniors will face. Whether it’s a short-term rehab stay following...
Failure to plan for long-term care could leave you holding an empty bag
By Margot Birke
Today we face the real possibility, as we grow older, of seeking long-term care in a nursing home for ourselves or for...
Alzheimer’s diagnosis should spur financial, legal plan
By Cathleen Summers
According to statistics recently released by the Alzheimer’s Association, there are 5.4 million Americans who suffer from Alzheimer’s disease. Every 69 seconds,...
Protecting your Children’s Inheritance
By Linda T. Cammuso
When parents name a child in a will or trust, or list the child as a joint owner on an asset...
The Medicaid five-year look back: The gift that keeps giving
Medicaid will analyze any such gifts or transfers to determine if they are “disqualifying transfers.” If a gift is considered a disqualifying transfer, then Medicaid will assess a “penalty period” based on the value of the gift, which is a period of time during which you will not able to receive Medicaid.
Does a dementia diagnosis mean it’s too late for estate planning?
By Linda T. Cammuso
If you or a loved one are among the millions of individuals diagnosed with dementia or Alzheimer’s disease, it is possible...
What is elder law and how does it apply to families?
The National Elder Law Foundation defines elder law as “the legal practice of counseling and representing older persons or their representatives.” On its face the definition appears to be both simple and clear.
Helping your adult children with their finances
By Linda T. Cammuso
The United States economy is slowly recovering in the wake of the most significant financial crisis since the Great Depression. Still,...
Understanding Homestead protection: How it protects you
If you own your own home and believe that it is protected because you have a Declaration of Homestead it is important that you and your loved ones fully understand the law.
Who will care for my pet: A reality check
By Linda T. Cammuso
We love our pets, we pamper them and we treat them like family — often to the chagrin of those who...