Know the true cost when making a decision
By Alain Valles
With recent improvements made by the federal government to the reverse mortgage program, the cost of most reverse mortgages have dropped by...
Reverse mortgages and the new administration
By Alain Valles, CSA, MS, MBA, Managing Director, Helping Hands Community Partners
Change is always the constant
Over the past 30 years hundreds of thousands of...
Reverse mortgages: Get the facts
By Alain Vallès, CSA, MS, MBA, Managing Director
781-724-6221/av@hhcp.org
Are you OK?
For several months I have been writing and talking about how the coronavirus is and...
Reverse mortgages – uncomfortable questions
By Alain Valles, CRMP, CSA, MS, MBA
(Photo Alain Valles, Photo submitted)
Many have heard the words “reverse mortgage,” but few have a clear understanding of...
Reverse mortgages – Top uses and recent changes
By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Managing Director
781-724-6221/av@hhcp.org
As Managing Director of the self-funded nonprofit charitable mortgage company, Helping Hands Community Partners, our...
The annual physical and financial housing check-ups
By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Managing Director
The doctor visit
Universal advice is to have a physical exam. This gives you the opportunity...
Reverse mortgage rules are changing
By Alain Valles, CRMP, CSA, MBA
For the past 25 years reverse mortgages have allowed hundreds of thousands of homeowners 62 years old or older...
Will you be able to afford to ‘age in place’?
I love my home. It is familiar, cozy and the place where I feel most secure and comfortable. I never want to leave. In fact, few people are eager to make a change in where they live, even as they grow older and their needs change. Studies have shown that 90 percent of adults over the age of 65 would prefer to stay in their current residence as they age.
Reverse mortgages and retirement risks
If you’re approaching retirement or hopefully enjoying retirement, there may be a nagging concern of have you done everything possible to minimize your financial risks? Whether you have professional advisors, do your own planning - or perhaps worse, ignore the entire topic - below are economic areas that can affect your quality of life once you stop working:
Reverse mortgage – Feeling anxious?
By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Charitable Managing Director
Information you can trust
As Managing Director of the nonprofit charitable mortgage company, Helping Hands...