Finance

By Alain Vallès, CRMP, CSA, MS, MBA, Managing Director 781-724-6221/av@hhcp.org Timing is critical – With all the economic damage occurring, I strongly suggest that potential eligible...

By Colin McCandless, Contributing Writer  REGION - In this digital age, the bulk of our personal and financial resources reside online, from bank accounts, savings...

By Barbara Hazelden, Contributing Writer REGION - While inching along in I-93 traffic every day or plodding along slushy Boston streets in horrible winter weather,...

Life histories, ethical wills and video recordings are just some of the ways people are leaving their personal legacies for loved ones. Their use is becoming more common and small businesses are emerging to meet the demand.

A growing number of grandparents are pushing lawmakers around the country to change state standards they say are too restrictive and ignore the unique bonds many grandparents have with their grandchildren.

By Alain Valles, CRMP Reverse mortgages often conjure dire outcomes. But the facts are just the opposite. With changes to the government-insured loan program, formally...

By Alain Valles, CRMP, President- Direct Finance Corp. Let's play a little game. The next time you attend a high school class reunion, visit your...

Reverse mortgages, also called Home Equity Conversion Mortgages (HECMs), are government-insured loans that allow qualified senior homeowners to convert illiquid home equity into available tax-free cash for immediate or future use. Although reverse mortgages have been available since 1987, they still only account for about 1 percent of the total mortgage industry.

Kennedy’s original idea was to give families some financial breathing room. Most families cannot afford to hire a home health aide for a frail elder, let alone pay nursing home bills. Care is usually provided by family members, often a spouse who may also have health problems.

By Alain Valles, CSA, MS, MBA, Managing Director of Helping Hands Community Partners, Inc.   Home sweet home “I love my home.  I’m getting older.  I want...