Finance

 By Alain Valles Does it makes sense for you to get the newly improved, federally insured reverse mortgage? A decision like this can seem overwhelming....

The fear of ending up poor or even running out of money in retirement still gnaws at many women in particular.

Shelley Wernholm, who works for a health insurance company said she wanted to retire and move to a new home by 60. But her pension was eliminated five years ago, her personal investments tanked during the recession and her home of 21 years has lost more than half its value.

By Alain Valles Changes are coming for the federally insured Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. For the past 25...

By Alain Valles There is great joy helping seniors implement a long term home ownership and retirement plan. It is gratifying to see a senior...

Even if you’re a set-it-and-forget-it investor, unless you’ve pulled out of stocks altogether it’s likely the stock portion of your 401(k) account has grown significantly in the last few years.

By Alain Valles, MBA, CRMP, CSA Hopefully your life has been rewarding and pleasurable. But we all have experienced, or will someday face, life's unexpected...

By Alain Valles You’ve worked hard, sacrificed for the kids, tried to save for retirement and chipped away at your mortgage. But now you need...

Steve Newman never expected to be going back to college in his 50s to train for a new job. But the 51-year-old also never expected to get laid off three years ago after 25 years as a civil engineer.

By Alain Valles Since 1987, Home Equity Conversion Mortgages (HECMs), also known as reverse mortgages, have been a viable option for hundreds of thousands of...