New year, new life!

We all know the stereotype of a "senior" - a weary, grumpy “old person.” But, like all generalities, this image of a "senior" is far from accurate. Today’s seniors are active, engaged and filled with a desire to get the most out of life. They have worked hard for many years to earn a living, buy a home, and raise a family. Now they are eager to turn to the next chapter and enjoy the rewards of retirement.

The holiday season and reverse mortgages

By Alain Valles, CSA, MS, MBA, Managing Director, Helping Hands Community Partners   “The days are long, but the years are short”   This quote from Gretchen Rubin,...

Reverse Mortgages – Good or Bad?

Reverse mortgages have been around since 1987 and have helped hundreds of thousands of older homeowners to live in their homes and have access to cash. Reverse mortgages are the most heavily regulated loan program in the country with periodic government changes to continue to strengthen the program.

Top uses for a reverse mortgage

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By Alain Valles, CRMP, MBA, CSA You've heard the term “reverse mortgage,” but do you know how it works? A Home Equity Conversion Mortgage (HECM)...

Reverse mortgage retirement success stories

By Alain Valles There is great joy helping seniors implement a long term home ownership and retirement plan. It is gratifying to see a senior...
Alain Valles is an expert on reverse mortgages.

A new local resource for senior homeowners

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By Alain Valles, CRMP, MBA, CSA, Managing Director, Helping Hands Community Partners, Inc. “If you give it out in slices it comes back in loaves.” As...

Reverse mortgage – Feeling anxious?

By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Charitable Managing Director   Information you can trust   As Managing Director of the nonprofit charitable mortgage company, Helping Hands...

Reverse mortgages: ‘Lean on Me’

By Alain Vallès, CSA, MS, MBA, Managing Director Helping Hands Community Partners, Inc. 781-724-6221/av@hhcp.org   Many of us are currently facing very tough economic times and uncertainty.  And...

Reverse mortgage basics

By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Charitable Managing Director Information you can trust As Managing Director of the nonprofit charitable mortgage company, Helping Hands...

Take action before the reverse mortgage rules change in March

By Alain Valles Over the past 25 years hundreds of thousands of homeowners age 62 years or older have converted the equity in their home...