Dr. J. Randall Curtis, director of the Cambia Palliative Care Center of Excellence at the University of Washington, has been diagnosed with amyotrophic lateral sclerosis, an incurable neurologic condition. Since his diagnosis, Curtis has had numerous conversations about his goals, values and wishes for the future with his wife, Amy Hamblin, and palliative care specialists. Photo/J. Randall Curtis

Top Experts Question the Value of Advance Care Planning

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By Judith Graham REGION - For decades, Americans have been urged to fill out documents specifying their end-of-life wishes before becoming terminally ill — living wills,...

Reverse mortgages – good to be skeptical

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By Alain Valles, CRMP No other loan product is wrapped in as much mystery and misinformation as a Home Equity Conversion Mortgage (HECM), more commonly...

Myths about money in retirement punctured

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We haven’t saved enough, too many of us retire without financial security, and we may need to work longer to achieve it — assuming we can hang onto our jobs or find new ones. No wonder that workers and retirees are more pessimistic about their future prospects than they’ve been in years.

Health overhaul’s long-term care insurance plan bites the dust

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Kennedy’s original idea was to give families some financial breathing room. Most families cannot afford to hire a home health aide for a frail elder, let alone pay nursing home bills. Care is usually provided by family members, often a spouse who may also have health problems.

Understanding Homestead protection: How it protects you

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If you own your own home and believe that it is protected because you have a Declaration of Homestead it is important that you and your loved ones fully understand the law.

Should I stay or should I go?

A tough choice for senior homeowners By Alain Valles, CRMP Should you stay in your own home? Or would you be better off financially to sell...
Mike Festa

Five things to know about Social Security

By Mike Festa, AARP Massachusetts State Director Social Security is your money — you earned it through a lifetime of hard work. And like most...

Reverse Mortgage Attributes

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The Oxford Dictionary defines “attribute” as a “quality or feature regarded as a characteristic or inherent part of someone or something.” Attributes are rarely all good or all bad but depend on how the attribute is used. This specifically applies to reverse mortgages.
Alain Valles is an expert on reverse mortgages.

Reverse mortgages – get the facts

By Alain Valles, CRMP, CSA, MS, MBA, Nonprofit Managing Director Leery of reverse mortgage infomercials and junk mail that just promote the benefits of reverse...

Reverse Mortgages – Good or Bad?

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Reverse mortgages have been around since 1987 and have helped hundreds of thousands of older homeowners to live in their homes and have access to cash. Reverse mortgages are the most heavily regulated loan program in the country with periodic government changes to continue to strengthen the program.