Know the true cost when making a decision

By Alain Valles With recent improvements made by the federal government to the reverse mortgage program, the cost of most reverse mortgages have dropped by...

Could a market decline help your 401(k)?

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Money managers say take a breath — downturns could offer opportunities to strengthen your retirement savings for the long run.

Reverse Mortgage: How to make the right decision

 By Alain Valles Does it makes sense for you to get the newly improved, federally insured reverse mortgage? A decision like this can seem overwhelming....

Small business owners neglect retirement savings

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“I started thinking about all the money that had run through my hands over the years, millions of dollars,” says Kari Block, owner of Earth-Kind.

It’s not too late to get a reverse mortgage

By Alain Valles Changes are coming for the federally insured Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. For the past 25...

Most couples avoid retirement investment conversations

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Approximately four in 10 couples that aren’t yet retired disagree as to the lifestyle they expect to live in retirement. One in three couples disagree as to their ideal vision for retirement.

Reverse mortgage myth busters

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By Alain Valles Reverse mortgages are becoming a crucial component of financial planning for senior homeowners. These government-insured loans, also known as Home Equity Conversion...

Financial Literacy Quiz: Test your financial IQ

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Even the most financially savvy individuals encounter and sometimes let personal finance myths influence how they manage their money. Some of these misconceptions are rooted in faulty information right from the start.

The ins and outs of reverse mortgages

By Alain Valles “I heard reverse mortgages are bad” is the response I often receive when I tell people what I do. Fortunately, I don’t...

Older workers delaying retirement plans

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The recession claimed Sadowski’s business and a chunk of his savings, and with four teenage daughters, the graphic designer accepts the fact he won’t retire for another five years or more.