Archive | Finance

Reverse mortgages: Where to start?

By Alain Valles, CRMP, MBA, CSA Almost a million people have obtained a reverse mortgage to help achieve their personal and financial goals, and an additional 20 million homeowners may be eligible. Almost everyone has heard of the term “reverse mortgages,” but few really understand the pros and cons. Where does one start? 1. Gather […]

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Those who humble themselves will be exalted

By Marianne Delorey A large part of our success in aging well has to do with how we cope with changes in our bodies.  All bodies change over time. There are amazing people who are able to continue using the same skills well into older adulthood. There are also some incredible people who develop or […]

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Reverse mortgages: be prepared

By Alain Valles, CRMP, MBA, CSA The Greek philosopher Heraclitus said, “Change is the only constant in life.” Time has shown this to be true. The incoming administration in Washington is expected to alter the outgoing’s policies and vision. Ahead of this, interest rates and the cost of money are increasing. Inflation, a word we […]

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Walking the last mile

By Marianne Delorey In Stephen King’s, “The Green Mile,” the main character, Paul Edgecomb, talks about his primary role with the inmates on death row. He listens. And he promises them whatever he can in their final hours, even if he knows he cannot keep the promise. He does this because it is better for […]

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Reverse mortgage: regained hope?

By Alain Valles, CRMP Everyone has heard the words “reverse mortgage.” But few people really know how one works. However, most of us know the challenge, uncertainty, worry, financial stress and struggle that comes with increasing healthcare costs, shortage of monthly cash flow, urgent home repairs, rising real estate taxes, divorce, credit card interest rates […]

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Home is where the heart is

By Marianne Delorey “Never make your home in a place. Make a home for yourself inside your own head… That way it will go with you wherever you journey.” –  American Writer Tad Williams The house creaked and shuttered and sighed. It was hard to let go, but it was time. Ninety years was not […]

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